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State licensing requirements, mapped row by row.

RegulatoryPath™ reports show what each state asks of lenders and fintechs. Practitioner-built. Every row cites its source, with a checked date and a label.

Get the free sample (Oklahoma)See report options

What's in a report

  • Licenses, fees, bonds, net worth and renewal items for one product in one state.
  • The source link and the date we checked it, on every row.
  • A label on every row: Verified, 'Unpublished, confirm with agency' or 'Consult an attorney.'
  • Where published sources don't settle a point, sources conflict, or the answer depends on legal judgment, the row gives the sourced facts and says "Consult an attorney." We don't draw a conclusion.
  • Rates that change on a schedule show the period we checked.

Who it's for

  • Lenders and fintechs entering a new state.
  • Licensing consultants and law firms who need a sourced starting point.
  • Compliance teams that want each requirement in one place, with its source and checked date.

Report options

Single-state report

5-state pack

Buy the PDF, the data file, or both. The data file is a CSV you can load into your own tracker.

States available: Oklahoma, Texas, Florida, Pennsylvania, Louisiana. More states are added as each one is checked.

LicensingPath™ by RegulatoryPath™

State-by-state licensing reports and data files for lending programs. Each row cites its source, with a checked date and a label, so your team and counsel can see where every point comes from.

Specialty Lending

Available

For lenders financing real assets. This line goes beyond licensing: it also covers rate caps, liens, foreclosure and foreign-ownership rules, state by state. We don't make, arrange or broker loans.

See report options

Commercial Finance

Coming

For commercial and receivables-based finance providers. State-by-state licensing requirements, with every row sourced and dated. We don't make, arrange or broker loans or advances.

Pricing and covered states will be listed here when this line opens.

How we keep it current

Each row carries the date it was last checked. When an agency hasn't published a figure, we say so instead of guessing.

Use terms

Use reports inside your firm and in client work, with credit to RegulatoryPath. Keep the disclaimer and checked date on anything you pass on. No reselling or publishing. The data file may go into your own tracker, but not into another product. Full order terms apply and are accepted at checkout. Order terms

See a sample state report first.

Get the Oklahoma sample report free.

Get the sample

VendorPath™ by RegulatoryPath™

Also from RegulatoryPath: VendorPath, organized due diligence for the vendors your program relies on.

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FAQ

Is this legal advice?
No. Research and filing preparation only. Not legal advice. Licensing determinations belong to the client's counsel.
Where do the facts come from?
Statutes, rules and agency pages. Each row links its source.
Can I get a state that isn't listed?
Email support@regulatorypath.app.

Research and filing preparation only. Not legal advice. Licensing determinations belong to the client's counsel.

State Penalty Lookup: See the published penalties for lending without a license in a state, with the citation and checked date on each.

Support: support@regulatorypath.app